credit-score

What Does Your Credit Score Really Say About You?

To many, personal credit scores can be a bit of a mystery. How are they figured? What factors play into the creation of the score? Mostly, though, people want to know what they mean for their finances. Allow us to demystify credit scores.

What is a FICO score?

FICO is the leading credit score calculator in the United States, used by all the top banks, credit card companies, and car dealerships. Offering an objective estimate of how much of a financial risk an individual will be to a lender, FICO scores help lenders make an educated decision regarding whether to give credit or a loan to a potential borrower. Continue reading…

What to Bring to the Dealership When Purchasing Your Used Car

When buying a used car, customers get swept up in the excitement of finding the right vehicle and often forget about the technicalities of the process.

There are several steps that need to be taken before completing a purchase, such as being approved for financing and test driving the car. Once a car has been selected, there’s paperwork to be added that is necessary to ensure the customer is fully aware of its costs and so the dealership can properly send in their paperwork to the DMV for registration. It can take the thrill of the search right out of used car shopping, but it doesn’t have to. Continue reading…

5 Common Mistakes When Buying a Used Car

Buying a used car can be risky if you do not know what to avoid.

Many people make the same mistakes when used car shopping, without even realizing that they could have really gotten the car of their dreams just by doing a little extra research and some smart shopping. When they’re not aware of common errors, you can finish car shopping with either a bad car, a bad experience, or both.

Awareness goes a long way toward making the used car shopping experience a fully positive one. Continue reading…

Used Car Buying Should Be Phenomenal, Not Painful [Infographic]

There’s a lot of choices out there when it comes to choosing where to buy your next used car. You know that a Toyota dealership is different than Honda, so why is it that everyone thinks all used car dealers are the same? Honestly, we’re offended. 

You probably already know you should comparison shop to find the best deal for a vehicle, but have you ever considered evaluating which dealership may provide a better experience? The price of the vehicle is certainly an important factor, but what about the dealerships level of customer service, return guarantee or warranty? Continue reading…

Used-Cars-trailer

Independent Car Dealerships: Why Little Dealerships Doesn’t Always Mean Big Savings

Every town or city has at least one independent or single-family car dealership.

Though some have been around for years, many others come and go over time. So, why are people entrusting unreliable independent dealerships with long-term purchase commitments? There’s not a straightforward answer, but we’ll start by taking a look at some of the main beliefs car buyers have about independent  dealerships. Continue reading…