Best 4-Door Cars Under $10,000

Find an efficient car that is affordable.

Find an efficient car that is affordable.

Let’s be honest, everyone wants to have a nice car. Vehicles are a part of life that you really can’t avoid. And while catching a ride with someone can be an easy solution, it is sometimes nice to offer that ride to others as well. However, people can end up putting a great deal of money into a vehicle, sometimes more than intended when considering constant upkeep and maintenance. Sure, the sticker price is good, but then down the road you realize you have spent nearly double what you planned on originally, whether because of gas consumption or repairs. However, this doesn’t have to be the case. And frankly, it shouldn’t. There are many reliable four door cars that will serve you well and don’t have to break your bank to do so. Consider the following recommendations of reliable cars under $10,000.

Gas powered

In this day and age, it isn’t expected that every car is entirely gas-powered anymore. To address this, the list has been separated. And if you are thinking to yourself, “Well, gas-powered cars would be the only kind of car I could afford,” you might be surprised. But you’ll have to keep reading to see for yourself. For now, while gas is cheap, check out these fuel-powered beauties. Continue reading…


3 Tips for Building Up Your Credit

Be in control of your credit score.

Be in control of your credit score.

When it comes to building up your credit, there is no overnight approach. If there were a pill you could take or a person you could call to simply boost your credit, you’d already know.

Building credit takes discipline and time, both of which you have or else you wouldn’t be reading this article in the first place. So sit back and consider the following ways to build up your credit.

Understand what exactly is going on when building credit

You might think your expenditures and debt equals your credit score. This is not entirely accurate, but it isn’t far from the reality either. However, there are a variety of factors that weigh on your credit score, noted Nerd Wallet.

Payment History
You already knew that your past credit expenses factor in to your total score. Continue reading…


Interview Tips to Land Your Dream Job

Be prepared, conquer the interview and get the job.

Be prepared, conquer the interview and get the job!

You spent a great deal of time polishing your resume and putting together an excellent cover letter, and now here you are, preparing for the big interview. You have gotten this far and you know you can succeed at this job, all that is standing between you and your dream is the interview. But many people are intimidated by interviews. The idea of responding to questions on the fly can be a daunting one, especially when you realize you are not the only one fighting for this position. But standing out above the other prospects doesn’t need to be a challenge. With a little confidence and a bit of research you can nail that dream job.

Getting the interview is not the same as getting the job, you know that. So keep working hard up until the interview. Consider the following tips for landing your dream job:

Do your research.

It is tempting to put your feet up and toast yourself with a mini celebration after getting the call that you have gotten an interview, but don’t get too psyched. Don’t misunderstand, getting an interview based on your experience and resume is a significant step in the job hunting process, but it isn’t the end. Continue reading…


DriveTime Opens Third St. Louis Location in St. Peters

st-charles-drivetimeDriveTime, the nation’s largest used car dealer and financing company helping people with credit issues find and finance vehicles, will open its third St. Louis, MO location on February 18, 2015 at 7952 Veterans Memorial Pkwy, St. Peters, MO 63376.

Oddly enough, the new dealership is referred to as the “St. Charles” location – St. Peters’ neighbor.

Recognizing a need in the community, DriveTime is bringing a unique approach to used car buying, leasing and financing to the St. Charles community along with up to 10 jobs. Roughly 56% of people in the United States have a credit score that classifies as subprime and approximately 1 in 5 St. Charles residents has a subprime credit score.

Continue reading…

Tackle your student loans!

How To: Eliminate Your Student Debt

Via Chicago Tribune.

Via Chicago Tribune.

Student loan debt is no joke. Yet neither is education, and it is becoming increasingly difficult to graduate without a hefty load of debt on your mind. In fact, U.S. News & World Report noted 70 percent of students graduated with an average debt of almost $30,000 in 2013. The average for 2014 is expected to jump to $33,000. Overall, The Washington Post noted the total student debt amount is approaching $1.3 trillion. These are certainly scary numbers, but the answer is not to avoid getting an education, but rather to take control and pay it back, degree in hand.

There are many tips and tricks that people have for paying back student debt, and there are few listed here as well. Yet remember that every situation is unique, so what works for some might not work for you. Continue reading…