Don't be intimidated by tax season.

1040 Tax Forms: Which One Should You Use?

Via Cogniview.

Via Cogniview.

Tax season is approaching, and that means getting all of your finances and tax forms in order. Yet don’t let the stigma of the season get you down. Filing your taxes doesn’t have to be intimidating. Don’t face tax season thinking it will be difficult, but remember that it is important. There are many avenues of assistance for filing your taxes, such as the Volunteer Income Tax Assistance (which is free).

The first step of the process is knowing which form to use. Depending on your situation, you might look into the advantages of many different forms. But the most commonly filed forms are the 1040s: 1040, 1040A and 1040EZ. And though it would seem that forms all beginning with the same numbers would be similar, there are significant differences among them. Continue reading…

IceTruck

Do You Have What It Takes to be an Ice Road Trucker?

Image via History Channel.

This could happen! Image via History Channel.

If you haven’t seen History Channel’s “Ice Road Truckers,” you haven’t seen the extreme danger drivers put themselves through for two months, all for a big payday. With the imminent threat of avalanches, blizzards and 1,000 foot drop-offs, this is not a job for the faint of heart. If you are interested in the world’s most dangerous job, keep reading to see if you’re up to the challenge.

The Most Dangerous Job in the World

This job can only be done in the dead of winter when lakes are frozen solid and can hold the weight of heavy trucks. The most important thing to remember is that you need to always keep moving. It’s like being in the movie “Speed,” but instead of the smoke and mirrors of Hollywood, this is real life in Alaska. The ice can hold a 100,000-pound truck when it’s moving, but if you stop moving, the ice can only hold about 60,000 pounds of weight. This means stopping can lead to disaster for everything and everyone inside. Continue reading…

HappyAccount

Budgeting Means More Than Saving Money

Online shopping is fun, but do you really need everything in your e-cart? (via Experian)

Do you really need everything in your e-cart?

When it comes to budgeting, people often take a look at the numbers. While this seems practical and maybe even spot on, it isn’t entirely going to get the job done. Sure, in order to budget out your spending and savings you need to do some counting – there is no denying this fact – but you also need to look at some other factors as well. The biggest of which is you.

You like to spend. Everyone does. There is a gratifying feeling that comes from spending money. You see something you want, you pick it up off the shelf or put it into your digital cart and then it is yours. No questions asked. But just because you feel like you need something, doesn’t mean you do. And in truth, the way to convince yourself you don’t need all of these things you buy is to just be happy with yourself. Yes, it is that simple. Continue reading…

CES2015

CES 2015: Coolest New Car Gadgets Revealed

ces-2015As expected, there were some awesome gadgets revealed at CES 2015 in Las Vegas, and some of the best gadgets are coming to our cars. Not only are there a ton of new gadgets, but smarter cars are on the horizon. Here’s just a small look at some of the coolest car gadgets previewed at the CES 2015:

Harman ISZ

If you never want to have to listen to the latest Justin Bieber song on a road trip again, Harman’s Individual Sound Zones (ISZ) is for you. This gadget goes a long way to change the entertainment situation in a car from a dictatorship, where the driver chooses the radio station, to a democracy, where everyone gets a say. Harman’s ISZ creates different sound zones in your car that can each play something completely different without the need for headphones. Continue reading…

BestBudgetApps

Best Budgeting Apps for 2015

Budgeting can be tough!

Budgeting can be tough!

The present is always the best time to start budgeting. People love to make excuses for why to procrastinate, convincing themselves that tomorrow or the new year makes more sense. What really makes sense is just to get your spending habits in order. But it doesn’t have to be difficult or even boring. This is no longer a world built on your grandfather’s rules for balancing a checkbook. For modern money-saving results in a modern world, turn to technology.

Apps are the way of the world now. If you can think of a useful idea, chances are it’s already been developed as an app. So when it comes to managing your money, instead of grabbing your wallet and counting your bills, take out your phone and look at the complete picture.

“How can you spend if you don’t save?”

Here are a few apps you should consider when budgeting your money better:

Level Money
This app is made for both iPhone and Android and is free. After all, if you are looking for an app to manage money, it should probably be free, right? Continue reading…