Budgeting

How to Budget Your Money: 9 Budgeting Tips for Shopaholics

So you want a new (or new-to-you) car. Join the club!

The gorgeous paint job, spotless interior and new car smell are enough to make anyone sign on the dotted line whatever the cost. Fortunately, you’ve decided to do things the right way. You don’t want to end up car-poor like your friend who can only afford to eat Ramen, right? So, how do you afford a new car without selling a kidney to keep up with the monthly payments?

Budgeting.

The good news is, there are plenty of ways to alter your spending habits in a way that can help you save over time. The bad news is, most of them require some sacrifice. Even though you hate what I’m saying, it will all be worth it when you drive away in your new ride without a care in the world. Trust me.

This is a guest blog post by Holly Johnson, founder and author of Club Thrifty

Follow these simple steps and you’ll be ready to upgrade your ride in no time!

1. Spend Less Than You Earn
This tip should be obvious. The easiest way to save money is to figure out exactly how much you earn and find a way to spend less. Look at how much you are spending on extra things or activities like eating out or shopping. Once you cut these out, you will be able to see how much more you can save.

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marlow-heights

DriveTime Enters Washington D.C. Market, Dealership Opens in Marlow Heights

DriveTime Automotive Group is pleased to announce their expansion into Washington D.C. with a new dealership in the Marlow Heights area. The used car dealership opens Friday, October 31 and is located at 4601 Saint Barnabas Rd., Suite B, Temple Hills, MD. This will be the first DriveTime dealership in the Washington D.C. area.

This new location expands more than 56,000 square feet on six acres of land and currently holds over 105 vehicles.

As the nation’s largest dealer helping people with credit issues find and finance their perfect vehicle, DriveTime continues to work for our customers. This expansion to the Washington D.C. area is an exciting step for DriveTime and brings a haggle-free and no-pressure automotive buying experience to the community.

DriveTime offers incredible benefits for used car buyers with less than perfect credit, including:

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Salesmen

5 Used Car Salesmen You Won’t Find at DriveTime

Let’s face it, buying a used car can be stressful. After all, there are a whole host of things that could go wrong—you could overpay, end up with a car you can’t truly afford or get stuck with a lemon of epic proportions. And, with all of your work and responsibilities, you don’t have time for that, right?

Fortunately, DriveTime is here to help. With a no-questions asked 5-day return policy, simple financing and easy, online approvals, you can rest assured that DriveTime has your best interest in mind.

But, with all the perks, there’s one thing DriveTime doesn’t offer—a used car salesman that you see in comedy movies and sketches. Here are a few types of salesmen you’ll never see anywhere near a DriveTime showroom.

The “Pushy” Salesman

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CarPayment

Dude, When’s My Car Payment? 4 Foolproof Memorization Techniques

We’re all guilty of forgetting important dates, especially after a fun night!

Events like anniversaries, birthdays and even car payments, can slip through the cracks when you’re juggling a million other things. However, the majority of people who actually do remember important dates, usually rely on other methods to aid their memory.

So if you sometimes feel like the dudes from “Dude, Where’s My Car,” here are four foolproof memorization techniques to help you remember your car payment date (as well as what you did last night).

Mark It on Your Calendar

Instead of forcing yourself to remember an important date (why would you want to put that extra stress on yourself?), get it out of your head and on paper. Our hectic schedules force us to write everything down (whether it’s on paper or digital), but this is a time tested way to remember everything.

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ShoppingTips

5 Car Shopping Tips for Independent Women

Are you up in the club, just broke up and doing your own little thing?

If those Beyonce lyrics describe your life, you’re probably busy focusing on “Me, Myself, and I” to worry too much about what your man is doing. At least, that’s what most of the single ladies would say.

Maybe you have a man, but don’t want to rely on him for everything. After all, you’re an independent woman, right?

You don’t need anyone paying your bills and telling you what to do. That’s why you need your own car and your own independence—because having your own car means having the freedom to do the things you want, when you want. And, no matter who you are, there’s no better feeling than knowing you can jet at any time.

But, buying a used car isn’t all fun and games. You have to know what to look for, what to avoid and how to make your new car payment work with your existing monthly budget. You also need to look cute. And let’s face it, you would rather hoof it than drive around in something embarrassing.

This is a guest blog post by Holly Johnson, founder and author of Club Thrifty

Trust me, I understand. Here are five tips to help you conquer your car shopping experience:

1. Put Your Game Face On

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