Top 3 Credit Cards If You Have Bad Credit

Money and Millennials: Credit and Loan Smarts for Young Professionals

Most children don’t spend much time worrying about money. Their parents provide food, shelter and clothing for them. They go to school where they learn about history, math and reading, but rarely do the subjects breach the topic of real-world finance.

In fact, according to the Council for Economic Education’s 2016 National State of Finance & Economic Education, just 17 states require high school students to take a personal finance class, and only five require a stand-alone personal finance class for graduation. It’s not just the students that are lacking in this area – more than 80 percent of teachers report not feeling competent enough to teach these subjects.

This has put many young adults at a disadvantage. Millennials report feeling overwhelmed by debt, and many struggle to pay off student loans or credit card bills. Offering more personal finance courses to students at a younger age will certainly help future generations. However, today’s young adults will need to take their education into their own hands. Here are some good places to start. Continue reading…

collegesavings

The Road Ahead: Planning Your Child’s College Fund

Getting ready to bring home a new baby is a special time for a growing family. Parents work hard to ensure they have everything in order for the big day, from baby-proofing the house and setting up the crib to stocking up on diapers and pacifiers.

It’s also important that parents think beyond the first few months and years and begin planning for their baby’s future. College can be pretty expensive, with many of today’s graduates entering the workforce with thousands of dollars in debt. Needless to say, many parents want to ease this burden by beginning to save early. Continue reading…

Racing To The Rescue of Families In Need

Racing To The Rescue of Families In Need

Providing people with opportunities to achieve success in life is one of DriveTime’s deepest philosophies. This is evident in the way we provide mobility for those who desperately need it, but due to their tricky credit issues, don’t have reliable transportation options.

This philosophy reaches beyond the way we do business. Creating better opportunities for the communities we are a part of is something to be expected from DriveTime.

Who are we running for?

DriveTime sponsors a variety of charities throughout the year, but it’s only in the past two years that we began hosting our own. Our 2015 Kids In Need 5K Fun Run donated $200,000 to help pay the medical bills of children with life-threatening illnesses. A portion of donations came through volunteers in 48 communities across the country. This year we hope to raise even more.

The 2016 Family 5K Fun Run will be benefiting 56 families with a variety of needs. We have organized fifty-six 5K races across the country, and each race will be dedicated to a specific family in need.

Find a race in your area, and join us on Sunday, September 25. Runners and non-runners are encouraged to attend, give donations and enjoy the family activities we will be hosting at each of our 56 finish lines.

Donate today!

There are hundreds of thousands of families in crisis in our communities. Many are burdened with insurmountable medical expenses, others are struggling to find work and provide for their children. We can bring hope to these families.

Donate today to show your support for families in need in your community. Donate because life is unpredictable, and you hope your community would show the same support if you were in someone else’s shoes. Donate because you believe it’s the right thing to do.

Race day is September 25, and it is free to the public. Find a race in your area to show your support, give to a good cause and have some fun.

Sirius XM

DriveTime Partners with SiriusXM, Offers Free Satellite Radio

siriusxmSiriusXM is home to the greatest variety of radio entertainment and music. Over 30 million people tune in to Sirius XM to stay up-to-date on the worlds current events; follow their favorite sports teams; reminisce with classic songs that are absent from conventional radio programs, and hear the views of celebrity hosts like Howard Stern, Doctor Laura and Andy Cohen.

Normally there is a monthly fee attached to satellite radio services, but now that SiriusXM has partnered with DriveTime, our customers will receive full access to SiriusXM absolutely free for three months. Any vehicle across our 140 dealerships that is equipped with a factory-installed SiriusXM radio qualifies.

Continue reading…