The first time a person wonders about his or her credit score may very well be in adulthood, maybe after obtaining their first credit card or taking out a first loan. By then, a credit score has already been calculated and the best thing he or she can do is learn what it is and discover how to maintain or improve it. Continue reading…
Getting a good vacation in before the end of summer is a priority for many American families about to get back into the school cycle. However, the price of travel is enough to convince many people that getting away isn’t in the cards for them this year.
It’s true that taking a vacation can be expensive. But that doesn’t mean it has to break your bank or your budget. Continue reading…
Even though gas prices are still very low around the country, a trip to the pump probably isn’t your favorite thing to do behind the wheel. Filling up your tank can be disheartening, especially when you need to do it frequently. To ease the burden, you might want to try to stretch your gas further with some miles-per-gallon-increasing strategies. Continue reading…
When shopping for your next car, it can be easy to get excited about all the possibilities out there. Today’s cars can be decked out with all the latest features. Infotainment systems, backup cameras, heated seats, moon roofs and more are all great to have. However, they’re not always practical if you’re shopping on a budget.
Creating and sticking to a budget when car shopping can be tricky. It’s not always easy to know what you’ll wind up paying for in the end. That, mixed with the excitement of the purchase, has caused a lot of auto shoppers to stray from their budgets. Continue reading…
Budgeting for retirement isn’t always easy. Before you leave the office for the last time, you are supported by an active income that you can rely on. But after you have left the workforce, you will have to budget your savings, Social Security income and any investments and pension plans you have. Perhaps your current lifestyle can be supported by your income streams in retirement, but oftentimes, this isn’t the case. Continue reading…
