Approved. Approved. Approved.

For someone with bad credit, it seems like everywhere they go they keep hearing the same thing, “DECLINED!”. At the grocery store, “DECLINED!”. Applying for a new credit card, “DECLINED!” Trying to take out a mortgage to purchase a home, “DECLINED!”. Applying for an auto loan to purchase a car, “DECLINED!”.  Additionally, someone having little to no credit feels like an endless loop of rejection.

You can’t get approved for any credit because you don’t have any and you don’t have any credit because no one will approve you. No matter what your situation is every time you enter into a situation where you need a loan, especially in auto financing, it sounds like the same broken record. At DriveTime, the story is completely different for those who have bad credit or no credit.

We understand that many people are in desperate need to have vehicle in their every day life. That’s why we don’t just look at your credit score when you apply at DriveTime. When you fill out an application with us, we’re going to take more into account than just your FICO, so that we can accurately help put you in a car that fits your needs AND budget.

Here’s a list of just a few of the things DriveTime looks at when determining your down payment and monthly payment options:

  1. Credit History
  2. Job History
  3. Length of Residencies

“Approved. Approved. Approved.” You’ll see the smiles at our dealerships, not just from our friendly team helping make people’s car dreams come true. The biggest smiles usually come from customers hearing that they been approved for the first time in a long time!