Best Ways to Recycle Your Holiday Decorations

The holidays can be costly if you let them get ahead of you. In addition to gifts, there is also food, wrapping paper, decorations and whatever other festive traditions you take part in every year. No doubt you want to make the most of the season, but you shouldn’t go broke doing so.

This holiday season, give yourself the gift of recycling. This doesn’t just mean recycling the wrapping paper after it is torn from gifts, although you should definitely do that. There are many ways you can recycle through the holidays, both before and after, using items you already have. Continue reading…

Do Something Good Before the New Year

If you’ve seen the beloved holiday classic “It’s a Wonderful Life” (and you certainly have), then you know the holiday season is about more than gifts. It is a time for being thankful, forgiving, second chances and putting joy and goodness above all else. It is important to remember the life lessons of George Bailey as we consider all we have, and what so many others don’t.

Before the new year, do something good. What that something is is entirely up to you. Here are ways you can do good for someone else before ringing in the new year.

Donate Something:
What you choose to donate is up to you, but think about all the items you own. Sure, you might not have rooms of spare clothes or food ready to just start shipping off, but maybe you have a sweatshirt you never wear? A pair of socks or a can of beans? What about a great book that you adore and read so long ago. Continue reading…

Down with Debt: 4 Tips to Tackle Excess Debt

Being in debt can be stressful. It’s a situation most people try their best to avoid, and when they find themselves in debt, they want to get out as soon as possible. However, this is often easier said than done.

Fortunately, there are plenty of debt-resolution strategies people can choose from. They each have their pros and cons, and different situations might call for different plans of attack. Be sure to do your research to choose which one will work best for you. Continue reading…

3 Steps to Building a Successful Savings Plan and Start Saving Money

You already know saving is important. But just because something is important doesn’t mean it’s easy. There are countless tips and tricks out there that can help you save money: skip the morning coffee, bring your own lunch to work and open a savings account, to name a few.

However, the best intentions can be easily thrown off track with some simple mistakes. If your savings are lagging, take a look at these common mistakes people make: Continue reading…

Smartphones and Savings: Top Budgeting and Personal Finance Apps

Technology is racing toward new advancements seemingly every day and the way we connect with each other and the world around us is changing too. Today, more than two-thirds of Americans own a smartphone, and for millennials and Gen Xers, that number is more than 80 percent.

No matter which brand you choose, smartphones make many aspects of life easier for consumers. They can give directions when you’re lost, answer tough questions when you’re stumped and entertain you when you’re bored.

One thing they’re particularly well-equipped for is helping you save money. There are countless budgeting, couponing and investing apps out there that help people improve their financial health, one day at a time. Some of the best ones include: Continue reading…